PersonalSMART Package Important Information

Important information about PersonalSMART

Package benefits are calculated for year one of your loan. This calculator should be taken as an estimate only, not a guarantee of specific savings.

*This package includes eligible transactions. Please refer to the Personal Fees and Charges brochure to see what is included in the list. Please be aware that general fees and charges still apply. Terms and conditions, fees and charges apply and are available on application or request.

Loans

Loans are subject to standard lending criteria. For current interest rates, please refer to our loan interest rates section on our website or to the brochure available in our centres.

Loan Exclusions

Package not available with BDCU’s Green Loans, Quick Start Loans, introductory rates or special offers.

Insurance

General insurance includes Home & Contents, Comprehensive Motor Vehicle, Landlord and Travel insurances. Insurance is issued by Vero Insurance Limited ABN 48 005 297 807. BDCU is the arranger of the insurance. All cover is subject to acceptance by Vero.

Financial Planning

Financial Planners are Authorised Representatives of ClearView Financial Advice Pty Ltd AFSL 331367. Discount only applies to plans written by an authorised ClearView representative.

General Information

This information is general in nature and should not be regarded as advice. It does not take into consideration your individual situation, objectives or needs. You should consider whether the package is right for you in light of your personal circumstances.

Disclosure Documents

You should consider any relevant Product Disclosure Statements (PDS) before making a decision whether to acquire this package. We recommend you read and consider the following disclosure documents: Savings & Transactions brochure, Savings & Term Deposits Interest Rates, Loan Interest Rates, Personal Fees and Charges, General Terms and Conditions, and the PersonalSMART package Terms and Conditions.

Estimate how much you could save

Information current as at 1st September 2010.