One of the main benefits that BDCU members enjoy is that, unlike a bank, there are no external shareholders requiring us to make large profits.
All profits are retained as reserves or used for BDCU members for better products and services or to keep costs to the members as low as possible. This benefits our members by:
Each member is both a customer and a shareholder in the credit union. Their ownership ensures that the credit union is motivated to put their needs first.
The BDCU 'Member Benefits' program rewards members on the basis of their support of the credit union and using the member helping member philosophy.
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