Designed to operate via Phone and Internet transactions only.
The eAccess account is an online savings account that gives you fast and convenient access to your money when you need it. It has a higher interest rate than an ordinary savings account because you take more control over your funds.
| Key Features | |
|---|---|
| Interest rates | View our interest rates |
| Minimum opening balance | No minimum |
| Funds available at call | Yes |
| Cheque book | No |
| EFTPOS/ATM Access Redicard | No |
| Internet and Phone Banking | Yes |
| Direct Entry (Credit/Debit) | Yes |
| Interest Income | Calculated daily and paid monthly |
| Visa Debit Card Access | No |
| Over-the-counter transactions | No |
| BPAY® | Yes |
| Periodic Payments | No |
In addition to an eAccess account, you should hold an ordinary savings account so that you can deposit any cheques and cash.
For example, if you require cash that is in your eAccess account, you can transfer it to an ordinary savings account then withdraw cash at an ATM or advice centre. Or, if you receive a cheque, deposit it into your ordinary savings account then transfer it into your eAccess account. By linking the two accounts, the money will transfer instantly.