Savings Accounts

Junior Accounts

Under 18s enjoy special fee exemptions and can open MoneyBeans Rediaccess Accounts linked to eAccess Savers. This lets young people save and spend with BDCU’s twin account system.

Christmas Account (S7)

Build a big Christmas kitty before the tinsel comes out by making small savings that you won’t miss throughout the year. Make your withdrawals between November and the end of January for Christmas. No penalties if you need it earlier.

• no minimum opening or monthly balance
• variable interest rate
• interest calculated daily on the closing balance and paid annually on October 30th.

Bonus Saver Account (S25)

Junior Bonus Saver Account (S26)

A Savings Account that rewards you with bonus interest and helps you achieve your savings goals sooner.

• No monthly transaction fee
• Interest calculated daily and paid monthly
• Funds at call
• No minimum monthly balance required

Interested in a Bonus Saver Account

Interested in our Junior Bonus Saver Account for under 18s

eAccess Savings Account (S30)

Earn high interest on your online savings by transferring your money over the phone or internet. Unlike some other online savings accounts, your money is transferred in and out immediately. No delays.

• no minimum opening or monthly balance
• variable interest rate
• interest calculated daily on the closing balance paid monthly

Bonus eAccess Savings Account (S28)

Available with PersonalSMART or HomeSMART package, earns a bonus 0.25% p.a. interest on your eAccess Account.

B.E.S.T. Money Market Account (S16)

Invest your funds but retain ‘at call’ access. Good for those with healthy balances and variable cashflow.

• minimum opening balance $5,000
• no ongoing minimum balance after opening
• limit on number of monthly withdrawals
• variable, tiered interest rate with interest paid on portion of balance within the tier
• interest calculated daily on the closing balance paid quarterly in March, June, September and December

For more info, download our Savings & Transactions brochure