Students & Apprentices
It's a great time of life but money can be tight. Here are ways we can help.
Student / Apprentice Account
An everyday account like you're used to but with special cost savers:
- no account keeping fees
- no ATM fees
- free internet and phone banking
- free Advice Centre deposits and withdrawals
- free BPAY
- free direct debits
- free EFTPOS
eAccess Savings Account1
The 'e' stands for electronic. Transfer any spare cash into eAccess via the phone or net and earn high interest on every cent. When you need it, transfer it back to your everyday Student / Apprentice account for instant access.
- high interest rate
- no fees for deposits and withdrawals done via phone or net
- funds available instantly
A great way to make rapid savings for that trip to Europe, new furniture, or a car.
Visa Credit Card2
Students and apprentices can obtain a special Visa credit card with a limit from as little as $500. This way it's handy in an emergency but you're not going to get yourself into trouble.
- one of Australia's lowest interest rates
- up to 44 days interest free on purchases
Visa Debit Card3
If you don't want a credit card just yet, but you do want all the functionality of one, a Visa debit might be what you're after.
- book tickets, hotels and flights on the phone or internet like a credit card
- it uses your own money, not credit
- no credit checks required
- you can use it in ATMs and EFTPOS like an ordinary card
Student / Apprentice Loan4
Whether it's text books, tools, a car or computer, if some cash could come in handy, give us a call. As long as you are over 18, we may be able to assist with finance for any worthwhile purpose. Lending criteria apply.
- cheaper than a Personal Loan
- no establishment fee
Car Insurance Discount5
Your car is your freedom and may be your means of getting to work, uni or TAFE. Make sure it's well looked after with car insurance from BDCU. In as little as 10 minutes, we can organise a quote for you with a built in discount.
To get a quote call us (02) 4860 4000 or click here
Protect your things
Living away from home is great. But it's not so great if someone robs you.
Protect your clothes, CDs, your PC and games unit, jewellery and camera with contents insurance that we arrange for you. You can have everything replaced with brand new gear in case they are stolen or damaged.
Questions?
If you have any questions please 
This information is general in nature and doesn't take into account your personal situation or objecvtives. You should consider whether it's right for you in light of these factors. Terms and conditions, fees and charges apply and are available on application or by request. This package is available only for full-time tertiary students and apprentices. You need to show your student ID every year to continue to receive package benefits.
1. You should read the Savings Accounts Product Disclosure Statement (
2. Credit criteria apply. Not available to existing BDCU VISA cardholders.
3. You should read the VISA Debit Product Disclosure Statement (
4. Lending criteria apply. Loan can be secured or unsecured and rate will vary accordingly. Half a per cent will be removed from the determined personal loan rate
5. Insurance is issued by Vero Insurance Limited ABN 48 005 297 807. BDCU is the arranger of the insurance. A Product Disclosure Statement exists for both Motor Vehicle and Home Contents insurance. You should read it and consider whether it’s right for you before buying a policy.
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